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  Online Car Insurance Quote - Affordable Auto Insurance
Cheap Auto Insurance - Car Insurance Comparison

   Free Online Car Insurance Quote

Get a free car insurance quote at InsureMe. Hundreds of companies in all states are covered with this search. Compare up to five competitive car insurance quotes online almost instantly, check all types of coverage offered and save your money on auto insurance.
Get a free car insurance quote

21st Century Auto Insurance provides complete, comprehensive auto insurance for Arizona, California, Illinois, Indiana, Ohio and Texas residents at very competitive prices!
21st offers a free auto insurance quote engine on their site to demonstrate how much money they will likely save the average insurer on their auto coverage.
Cheap car insurance quote

Canadian residents - Kanetix offers free online auto insurance quotes from Canada's most recognized and trusted insurance companies.
Car insurance Canada

Insweb is easy online service offering auto insurance rates comaparison from 25 A-rated companies, including The Hartford, GEICO, GMAC, Liberty Mutual and more.
Compare Auto Insurance Rates

   Affordable Auto Insurance Guide

How to get affordable, low cost car insurance?

Depending on the company, rates may vary. That's why it's important to be patient and do a research.

1. Shop around and compare insurance quotes

from many insurers to find the best rates and discounts, and don't forget that cheapest auto insurance may eventually turn out to be more than you bargained for. Try selecting insurer that provides fair prices and quality service, and check their A.M. Best insurance provider's rating.

There are many established internet companies offering free quote comparison services:
Compare car insurance quotes at InsureMe
Free car insurance quotes from 21st Century Auto Insurance
Compare Auto Insurance Rates at Insweb


Cheap auto insurance - Affordable car insurance guidelines

2. Cars With Low Insurance Rates:

Check auto insurance costs before you buy new car. Depending on car types, insurance costs vary dramatically. Cars that are expensive to repair or that have higher theft rate have higher costs. So, consider buying "low profile" car or install anti-theft devices to get discount.

3. Reduce Coverage On Older Cars

If you're planning to buy used car, it may turn out that you'll pay more for the coverage and deductibles than you would collect on a claim. Consider dropping comprehensive or collision coverage as an option to save on auto insurance for older cars.

4. Low Mileage Discount

Most companies give discount to motorists who drive a lower than average number of miles a year. Show that you use public transportation or work at home, and qualify for this discount. You'll have to provide accurate mileage information each year.
Find out more about discount auto insurance.

5. Higher Deductibles (Excess Charges)

Deductible is amount of money you pay before your insurer pays any claim. Higher deductible means you'll likely be more careful and try to avoid the possibility of a claim. By requesting higher deductibles, you could reduce your physical or personal damage costs by 15% to 30%. That actually means saving by buying more.

6. Check Your Credit Record

Many insurers are using information contained in your credit report. Make sure it's accurate, and try to pay your bills on time and keep credit balances low as possible. It may be hard to achieve, but trying may actually pay out.
Get Your free credit report now!
Read more in our guide on credit repair and debt consolidation.

7. Consider Insurance Cost When Making a Move

Costs tend to be lowest in rural communities and highest in cities where there is more traffic congestion an higher auto-crime rate, so don't forget to ask for a discount. You may also want to check our list of state-by-state auto insurance information and laws.

8. Choose The Right Type of Car Insurance:

Choosing the right type of auto insurance coverage is essential. Each state have it's own list of required types of insurance, and after you check the link above, you may take a look at our car insurance glossary to find out about different types of insurance : Standard Liability, Comprehensive, Collision, or No Fault Insurance and tips on reducing the cost on each and every one of them.
Learn about high risk auto insurance and no fault insurance.

Free Online Auto Insurance Quote
Apply for instant auto insurance quotes from AllCars Auto Guide recommended top online insurers:

Esurance auto insurance - Rated A by A.M.Best!
InsureMe - Thousands of companies and millions of customers!
21st Auto Insurance - Highest rated company for AZ, CA, IL, IN, OH and TX Residents.
Electric Insurance - Great rates for good drivers. Established by General Electric company.
All state all cars insurance from NetQuote.
Free Auto Insurance Quotes nationwide, by InsWeb.

9. Inquire About Other Discounts:

Discount car insurance
- You may surprise how many different factors can affect overall auto insurance price. Check out the list of discounts you may apply for and save on your car insurance.

10. Duplicate Medical Coverage:

You may be paying for duplicate medical coverage in your auto policy if you already have adequate health insurance. Eliminating this coverage could lower your personal injury protection cost by up to 40% in some states.

11. Home and Auto Insurance:

If you buy two or more types of insurance from same insurer you may get a discount. For instance, homeowners and auto insurance coverage. One of the companies offering affordable auto, homeowner, life and health insurance is ForInsurance. You may check their free online insurace quote on all types of insurance.

12. Drive Carefully!

Have a good driving record. First information any insurer will check (and double-check) is your driving history record for past five years. Less accidents and violations will give you better chances to get cheap auto insurance.


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